Co-operative Credit Society Limited (SCCS) is an entity Registered as a Multi-State Co-operative Society
by the Central Registrar of Co-operatives, Ministry of Agriculture, Government of India New Delhi.
The Society has its genesis from the vision of its Chairman Mar Mathew Arackal, Bishop of Kanjirapally
who had close contacts with aboriginal people of Idukki District while he served in those areas. He had
first hand information about the hardships experienced by the aboriginals and small farmers in eking out
a livelihood. The strong urge in him to help and empower these aboriginals and downtrodden saw the birth
of Peermade Development Society in 1977.
SCCS which commenced operation in 2004 is an initiative of
the Catholic Diocese of Kanjirapally for the upliftment of the marginalized, rural small scale farmers
Although Commercial Banks and other institutions were
lending money to the rural farmers and entrepreneurs, their requirements were not fully met and so they
were forced to approach moneylenders. The unscrupulous moneylenders charged exorbitant rate of interest
and literally exploited the borrowers.
Sahyadri Co-operative Credit Society was formed with the
main objective of constituting a ‘Single Window’ agency to assist the vulnerable rural folks
and to empower the poor and marginal farmers.
Apart from its role as a provider of credit, the Society is
placed in a situation where it could play both proactive and supportive role to make life of small
farmers more stable.
The area of operation covers the entire state of Kerala and