Sahyadri Co-operative Credit Society Limited (SCCS) registered as a Multi-State Co-operative Credit Society by the Central Registrar of Co-operatives, Ministry of Agriculture, Government of India New Delhi has its area of operation in the entire state of Kerala and Tamilnadu. The Society has its origin from the vision of its Founder Chairman Mar Mathew Arackal, Bishop of Kanjirapally Diocese. Mar Arackal had first hand information about the hardships experienced by the poor and the downtrodden during his service in Idukki district. The strong urge in him to help the poor paved the way for the formation of Sahyadri Co-operative Credit Society.

The Society was registered on 16th March 2004 under the provisions of Multi-State Co-operative Societies Act 2002 and started operations in May 2004 being the first Multi-state Co-operative Society. From a humble beginning the society has made great progress within a span of thirteen years and has progressed steadily to leave most of the peer groups far behind.  At present there are more than 6000 satisfied shareholders in the society from almost all the districts in Kerala and Theni district in Tamil Nadu and a unique feature is that about 60% of the shareholders are farmers holding only one share with face value of Rs. 1000/-. The Society has been rewarding its members with reasonable dividends from the first full year of operations.

Apart from its role as a provider of credit, the Society is placed in a situation where it could play both proactive and supportive role to make the life of small farmers more stable. Objective of Sahyadri is to help its members attain social and economic betterment through self-help and mutual aid in accordance with the co-operative principles. For achieving this objective the society is granting loans to members and deposits are accepted from members for the purpose of mobilizing resources for granting loans. Sahyadri has at present 15 branches in Kottayam, Pathanamthitta and Idukki districts of Kerala and at Cumbum in Tamil Nadu and there are proposals for opening more branches..

Members of the Board of Directors who guide the affairs of the Society are a blend of dedicated people with expertise in Banking and Finance, Agriculture, Business and Business Management, Law and Social Welfare.

Highlights of SCCS

  • First Multistate Co-operative Credit Society with registered office in Kerala
  • Compound interest rate for fixed deposits
  • Additional 0.5% interest rate for senior citizens
  • Fully computerised branches
  • CCTV surveillance at all the branches
  • 5%  interest rate payable on the daily balance in  savings account
  • Fixed Deposit interest rate up to 9%(quarterly compounding)
  • Recurring Deposit interest rate up to 9%
  • Loan against deposits @ just 1% higher than the rate of interest payable on the deposit
  • Fast processing of loans


  • Stay in Touch
  • Ph: 04828 204264
  • Mob: +91-8137002031
  • Email: sahyadrikanjirappally@gmail.com
  • Website: sccsindia.com