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Gold loans are sanctioned for any purpose. Loans are granted up to a maximum of 75% of the market value of gold and the rate of advance will be revised by the Executive Committee of the Board from time to time. Higher per gramme rate will be offered for shorter period loans.      goldloan1            

Loans are granted for a period of 12, 6 or 3 months as per  request and the rate per gram will vary accordingly. Loans not closed on due dates will attract penal interest @ 2%

Higher amount of advance per gram of Gold shall be considered in desirable cases subject to conditions.

Sl.No. Duration Interest Rate(%)
1 3 months 13
2 6 months 12.5
3 12 months 12

 

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